Do statins affect travel insurance? (2024)

Do statins affect travel insurance?

People taking statins for high cholesterol could be seen as a higher risk - even if you're fully managing your condition by taking the medication. But if you're taking statins as a precaution and your cholesterol levels have never been raised, then the cost of your policy shouldn't be affected.

Can I get travel insurance if I take statins?

In many cases, particularly if your cholesterol is well controlled by medication, adding this to the policy should not impact the price of your insurance.

What is considered high cholesterol for travel insurance?

Generally, a healthy cholesterol level is considered to be a total cholesterol (TC) level of fewer than 5 millimoles per litre (mmol/L), and anything over this would be deemed a high cholesterol level.

Can you fly while taking statins?

Lovastatin was followed by simvastatin (Zocor^®), fluvastatin (Lescol^®), pravastatin (Pravachol^®), atorvastatin (Lipitor^®), pitavastatin (Livalo^®), and rosuvastatin (Crestor^®). Every statin listed here is on the FAA Accepted Medications Database as approved for use while flying.

Can you take a statin vacation?

Your doctor might ask you to go through several steps, including the following: Take a statin vacation. This is when you stop the drug for 3 to 4 weeks. Your muscle pain should go away by then if it's related to your statin.

Do I need to declare high cholesterol on travel insurance?

The short answer is, yes! Although high cholesterol is often seen as a minor condition, it's important to declare it on your travel insurance policy in case of any linked conditions. That way, if something happens to you whilst you're away, you can rest assured with peace of mind that it is covered.

Are statins considered preventive care?

The USPSTF concludes with moderate certainty that statin use for the prevention of CVD events and all-cause mortality in adults aged 40 to 75 years with no history of CVD and who have 1 or more CVD risk factors (ie, dyslipidemia, diabetes, hypertension, or smoking) and an estimated 10-year CVD event risk of 10% or ...

Is high cholesterol considered a preexisting condition?

In the health insurance world, a pre-existing condition is any injury, sickness or condition that exists before the date an insurance policy takes effect. Examples include asthma, diabetes, anxiety, depression, high blood pressure, high cholesterol and so on.

What conditions are not covered by travel insurance?

Conditions which may not be covered

Conditions like terminal illness, the need for oxygen, pending surgery, chronic lung disease, cardiovascular disease, specific types of cancer, congestive heart failure, and recurring pain are generally excluded from coverage.

What is the highest acceptable cholesterol level?

How long do statins stay in your system?

It takes about 77 hours (3 days) for atorvastatin to be out of your system. The elimination half life of atorvastatin is approximately 14 hours. This is the time it takes for your body to reduce plasma drug levels by half. It takes approximately 5.5 x elimination half lives for a medicine to be out of ones system.

What should you not eat or drink when taking statins?

Grapefruit juice can affect some statins and increase your risk of side effects. A doctor may advise you to avoid it completely or only consume small quantities. The doctor will also ask you how much alcohol you drink before prescribing statins.

When should you avoid taking statins?

Do not start a statin in patients ages ≥ 75 years who do not have known vascular disease or type 2 diabetes; start or continue a statin in all patients ages 75 to 84 with type 2 diabetes to prevent cardiovascular events and mortality; and start or continue a statin in patients ages > 75 years who have known vascular ...

Is it OK to stop taking statins for a few days?

It's important to know that stopping statins cold turkey, or even gradually, can cause serious health problems and you should talk to your doctor before doing so. To understand more about your heart health, take a health risk assessment at Baptist Health.

Can I skip my statin for a day?

If you forget to take your dose, take it as soon as you remember. If you do not remember until the next day, skip the missed dose and take the next one at the usual time. If you often forget doses, it may help to set an alarm to remind you.

Is it safe to stop statins for a few days?

You usually have to continue taking statins for life because if you stop taking them, your cholesterol will return to a high level. If you forget to take your dose, do not take an extra one to make up for it. Just take your next dose as usual the following day.

Can I fly with high cholesterol?

Consider visiting your doctor for a health check-up before you travel. Your doctor will be able to tell you whether your plans are suitable. If your cholesterol levels are high, they may be able to recommend a better time for you to travel or for you to change your holiday slightly.

Do you have to declare blood thinners on travel insurance?

Travel insurers will most likely take into consideration the pre-existing medical condition for which you are taking the blood thinners, in addition to the potential for any complications that may arise from you taking the blood thinners.

What is considered a heart condition for travel insurance?

Heart conditions - it's a vague term and could be anything from heart arrhythmia to heart failure, disease, angina or heart attacks. We understand the importance of covering these conditions and any relating complications, therefore have developed a fully comprehensive policy which does just that!

Why did the UK ban statins?

Joseph A. Hill, M.D., Ph. D. The controversy in the United Kingdom started in 2013 when the British Medical Journal (BMJ) claimed statins were being overprescribed to people with low risk of heart disease, and that the drugs' side effects were worse than previously thought.

What is the new treatment instead of statins?

For people who can't take statin drugs, a cholesterol-lowering drug called bempedoic acid (Nexletol) can also lower the risk of heart attacks and related problems, a new study shows.

What are the new guidelines for statins?

What does the USPSTF recommend? For adults aged 40 to 75 years who have 1 or more cardiovascular risk factors (i.e., dyslipidemia, diabetes, hypertension, or smoking) and an estimated 10-year CVD risk of 10% or greater: Initiate a statin. Selectively offer a statin.

What are 2 harmful medical conditions associated with high cholesterol?

If you have high cholesterol, you have a higher risk of cardiovascular disease. That can include coronary heart disease, stroke, and peripheral vascular disease.

Can insurance deny coverage for preexisting conditions?

Under the Affordable Care Act, health insurance companies can't refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts. They also can't charge women more than men.

Does cholesterol medication affect life insurance?

To be perfectly honest, insurance companies don't have much interest at all in the fact that you are taking cholesterol medication, as long as it is working. They care more about the ratio of HDL to your total cholesterol and your overall health. To sum it up: cholesterol medication = not a bad thing.