High Cholesterol Travel Insurance - Insurancewith (2024)

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Many people think that having amedical conditionsuch as raised or high cholesterol will increase the cost of their travel insurance to an unaffordable level.

AtInsurancewith we have a specific travel insurance policy covering high or raised cholesterol; our bespoke medical screen system allows us to tailor the quote to the person enabling us to fully assess the risk, which makes our premiums far more affordable.

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Trustpilot

Can I get travel insurance with high cholesterol?

The short answer is, yes! Although high cholesterol is often seen as a minor condition, it’s important to declare it on your travel insurance policy in case of any linked conditions. That way, if something happens to you whilst you’re away, you can rest assured with peace of mind that it is covered.

Finding travel insurance with a medical diagnosis, like high cholesterol and it’s associated conditions, can sometimes be more difficult or more expensive than for someone with no medical conditions.

At Insurancewith, we work differently to the rest of the market. Our founder, Fiona, found that often travel insurance policies for people with cancer either weren’t available or were prohibitively expensive – often costing more than the price of the holiday itself!

Although we ask a few more questions than other providers, getting the right kind of cover on your travels is important.Here at Insurancewith, we do more than just insurance. We’ll make sure you’re cared for from sale to claim.

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Policy Benefits

There are a series of benefits which come with taking out one of our policies. Some of the most helpful for you include:

  • £10 million cover for medical emergencies
  • Repatriation cover included
  • Emergency helpline 24 hours a day, every day of the year
  • Bespoke medical screening
  • Personalised medical screening for more complicated or serious cases
  • Discounts for couples, families and single parent families
  • Winter sports policies available
  • Cruise policies available
  • Worldwide cover available provided you are not travelling against the advice of the Foreign & Commonwealth Office
  • 300+ sports and activities can be covered, many at standard terms
  • 14 day cooling off period

Types of Cancer Covered

We will consider covering all medical conditions and shown below are the most common ones we are asked to cover in relation to high cholesterol. However, if your particular condition is not shown don’t worry, because you can still get a quote by entering your medical condition when prompted during the quote process and proceed from there.

Alternatively, you can call our Customer Service Centre on 0333 005 1066and they will be happy to process the quote for you.

Raised and high cholesterol can sometimes be linked with other medical conditions such as:

  • Stroke
  • Mini stroke or TIA
  • Heart attack
  • Narrowing of the arteries

We have over 15 years of experience in providing affordable travel insurance for people with medical conditions and because of our expertise and knowledge, we are a recommended travel insurance provider for many hospitals, doctors and charities.

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Why choose Insurancewith?

Our common-sense approach to medical travel cover has been recognised by industry peers and customers alike. We want to make it easier for more people to travel. Many of those we’ve helped talk about how they’d almost given up with the idea of getting away. We understand that getting away and knowing you’re protected should something unexpected occur has a real impact.

High Cholesterol Travel Insurance - Insurancewith (5)

87%*of our customers rated us 5 star

High Cholesterol Travel Insurance - Insurancewith (6)

1000'smedical conditions covered

High Cholesterol Travel Insurance - Insurancewith (7)

Charity Donationwith every policy sold

High Cholesterol Travel Insurance - Insurancewith (8)

£10mcover for medical emergencies

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High Cholesterol Travel Insurance - Insurancewith (9)

High Cholesterol Travel Insurance - Insurancewith (10)

High Cholesterol Travel Insurance - Insurancewith (11)

High Cholesterol Travel Insurance - Insurancewith (12)

*Based upon Trustpilot’s 2019 data.

High Cholesterol Travel Insurance - Insurancewith (2024)

FAQs

Can you get travel insurance if you have high cholesterol? ›

If you have high cholesterol or another pre-existing medical condition, it may make your travel insurance more expensive. But having to pay for your own medical care abroad, if you needed to, would be more expensive.

Does taking cholesterol medication affect travel insurance? ›

In many cases, particularly if your cholesterol is well controlled by medication, adding this to the policy should not impact the price of your insurance.

Should I fly with high cholesterol? ›

Consider visiting your doctor for a health check-up before you travel. Your doctor will be able to tell you whether your plans are suitable. If your cholesterol levels are high, they may be able to recommend a better time for you to travel or for you to change your holiday slightly.

Is high cholesterol a pre-existing condition? ›

Examples of pre-existing medical conditions include, diabetes, asthma, high cholesterol or a long-term back condition.

What is considered high cholesterol for insurance? ›

What is considered high cholesterol for life insurance? The NHS recommends that 5 is a health level of cholesterol, with 3 or below being a healthy level for LDL (bad cholesterol). When applying for life insurance, if your readings are above 6, you are likely to find it more difficult to find life insurance.

What do insurance companies consider high cholesterol? ›

What is considered high cholesterol when applying for life insurance? Typically, cholesterol over 200 is considered borderline high from a medical perspective. However, insurance companies may still offer preferred best rates for people with cholesterol of 275 or 300.

What if I forgot my Lipitor on vacation? ›

While traveling in the U.S.

Find a nearby pharmacy that's in-network with your health insurance. Call the pharmacy and explain the situation. Call your home pharmacy and ask them to transfer your medication. If your home pharmacy won't transfer the prescription, call your primary care provider.

Can you fly while taking statins? ›

Lovastatin was followed by simvastatin (Zocor®), fluvastatin (Lescol®), pravastatin (Pravachol®), atorvastatin (Lipitor®), pitavastatin (Livalo®), and rosuvastatin (Crestor®). Every statin listed here is on the FAA Accepted Medications Database as approved for use while flying.

Is high cholesterol a pre-existing condition for travel insurance international? ›

High cholesterol and travel insurance

These include heart attacks and strokes. We ask you to declare your high cholesterol when completing your online travel insurance (normally there is no extra to pay) and then when you receive your policy via email it will confirm in writing exactly what your cover is.

What is the cut off for high cholesterol? ›

Here are the ranges for total cholesterol in adults: Normal: Less than 200 mg/dL. Borderline high: 200 to 239 mg/dL. High: At or above 240 mg/dL.

What should I avoid if I have high cholesterol? ›

High intake of foods containing unhealthy fats (saturated fats and trans fats) – such as fatty meats and deli-style meats, butter, cream, ice cream, coconut oil, palm oil and most deep-fried takeaway foods and commercially baked products (such as pies, biscuits, buns and pastries).

Which is worse for high cholesterol? ›

The worst foods for high cholesterol, given their high saturated fat content, include: Red meat, like beef, pork, and lamb, as well as processed meats like sausage. Full-fat dairy, like cream, whole milk, and butter.

Will taking statins increase my travel insurance? ›

People taking statins for high cholesterol could be seen as a higher risk - even if you're fully managing your condition by taking the medication. But if you're taking statins as a precaution and your cholesterol levels have never been raised, then the cost of your policy shouldn't be affected.

Can you have high cholesterol and be OK? ›

Having high overall cholesterol does not mean a person is unhealthy. However, high low-density lipoprotein (LDL) or 'bad' cholesterol levels carry an increased risk of heart disease and stroke. The body requires a certain amount of cholesterol to function properly.

Is my life over if I have high cholesterol? ›

Untreated or undertreated high cholesterol is associated with a lower life span due to the risk of heart attack and stroke. But it's still possible to live a long life with high cholesterol, provided you follow a heart-healthy lifestyle and take medication if needed.

Is high cholesterol considered a medical condition? ›

Common medical terms for high blood cholesterol are lipid disorder, hyperlipidemia, or hypercholesterolemia, with the last being the most precise.

What reasons are not covered by travelers insurance? ›

What Does Travel Insurance NOT cover?
  • Reasonably foreseeable events.
  • Known storms, epidemics, acts of war.
  • Travel restrictions imposed by government authorities.
  • Pre-existing conditions, unless the Premium plan is bought within the window for coverage.
  • Dangerous activities.

What is considered a heart condition for travel insurance? ›

Heart conditions - it's a vague term and could be anything from heart arrhythmia to heart failure, disease, angina or heart attacks. We understand the importance of covering these conditions and any relating complications, therefore have developed a fully comprehensive policy which does just that!

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